Protecting yourself from identity theft usually happens after it is already too late. Being prudent in protecting yourself today may seem like a chore, but it doesn't compare to the headaches created after your personal information has been compromised.
With new tools, information and technology at our disposal, this process can be done simpler and quicker. It becomes a matter of personal preference on how to start this process.
- Protect your Debit/Credit PIN.
- Watch for prying eyes over your shoulder.
- Don't share your PIN with anyone, including family members.
- Don't include your PIN in any of your passwords.
- Require to check for your signature on purchases.
- Write "Photo ID" on the back of the card rather than signing it.
- Check your monthly statements.
- Look for suspicious or unfamiliar charges. It may be too late to contest if you even catch it months after it's already happened.
- Analyze your credit report annually.
- Credit reports are free annually. Look for any accounts that might have been created without you knowing about it.
- Protect your Social Security number
- Don't carry it around in your wallet
- Don't include it in passwords, especially the last 4 digits since that is the most common verification asked by anyone.
- Shred everything
- Bank statements, receipts, invoices usually contain a lot of personal information. Tearing them up can be pieced back together easily by unscrupulous people.
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